This investment platform (the “Platform”), is operated under license from Envestors Limited (“Envestors”)
by the organisation identified at the bottom of this page (the “Licensee”).
Investment in new business carries high risks as well as the possibility of high rewards. It is highly
speculative and potential investors should be aware that (a) they could lose the total value of their
investment and (b) no established market exists for the trading of shares in private companies, making it
difficult to sell your shares. Before investing in a project about which information is given, potential
investors are strongly advised to take advice from a person authorised by the financial service and
markets Act 2000 (FSMA) who specialises in advising on investments of this kind. Neither Envestors, nor
the Licensee can advise on the merits or risks of investments.
Please see below some information relating to investing equity in early-stage businesses which are not
quoted on any stock exchange:
Only invest what you can afford to lose.
Investors should only invest a small proportion of their available investment funds and should balance
this with safer, more liquid investments. The majority of early-stage businesses fail or do not scale as
planned. Therefore, investing in these businesses may involve significant risk. It is likely that you
may lose all, or part, of your investment. If a business you invest in fails, neither the company, nor
the Licensee, nor Envestors, will pay you back your investment.
Dependence on the Directors.
It is highly likely that the success of many investee companies will depend in part upon the ability of
their directors to develop and maintain a strategy that achieves the company's investment objectives.
Should the directors leave the business for any reason, then performance in the investee company is likely
Lack of Operating History.
Some companies are relatively early stage and, as such, have no substantive operating history upon which
prospective investors can evaluate likely performance.
Past performance is not a reliable indicator of future performance. You should not rely on any past
performance as a guarantee of future investment performance.
Forecasts are not a reliable indicator of future performance.
Look to spread your risk by diversifying.
You can reduce your risk by spreading your investment across multiple deals, rather than investing all
available funds into one deal. Many investment professionals suggest you invest in a minimum of 5
(ideally 10) deals.
Lack of liquidity.
Liquidity is the ease with which you can sell your shares after you have purchased them. Equity
investments cannot be sold easily and they are unlikely to be listed on a secondary trading market, such
as AIM, Plus or the London Stock Exchange. Even successful companies rarely list shares on such an
Dividends are payments made by a business to its shareholders from the company’s profits. Most of the
companies featured on the Platform will rarely pay dividends to their investors. This means that you are
unlikely to see a return on your investment until you are able to sell your shares.
Equity investment in shares may be subject to dilution, if the investee company issues more shares. If
there are “pre-emption rights” in the investor agreement, it means you will be offered a chance to buy
more shares, if there is a further fundraising, which will enable you to maintain your percentage
shareholding in the company. Dilution affects every existing shareholder who does not buy any of the new
shares being issued. As a result, an existing shareholder's proportionate shareholding of the company is
reduced, or ‘diluted’- this has an effect on a number of things, including voting, dividends and value.
ENTITY AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY (“FCA”)
Details of the organisation responsible for overseeing all regulatory matters, including financial
promotions, in relation to information provided on this Platform (the “Regulated Entity”) can be found
If for any reason this does not display, or is unclear, the Regulated Entity is Envestors Limited, 1
Lancaster Place, London WC2E 7ED, which is authorised and regulated by the Financial Conduct Authority
(Firm Reference Number (FRN) 523592).
Financial Services Compensation Scheme.
Investors using this Platform are treated as customers of the Regulated Entity and therefore have the
potential to be compensated out of the Financial Services Compensation Scheme established and operated
by the Financial Conduct Authority in the event that the Regulated Entity should fail in the conduct of
its FCA regulated activities. However, investors will not be able to claim under the Financial Services
Compensation Scheme merely because an investee company displayed on the Platform fails. Details of the
Financial Services Compensation Scheme may be found at